800-375-2553

Second-To-Die Policy in Fairview OK & Meade KS

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Eitzen Agency knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Eitzen Agency gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Eitzen Agency to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

Oklahoma Office

102 S. Main

P.O. Box 300 Fairview, OK 73737

Main office: 580-238-5503
Toll free: 800-375-2553
Fax: 580-227-2822

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Kansas Office

122 N. Fowler

P.O. Box 1180 Meade, KS 67684

Main office: 580-238-5503
Toll free: 800-375-2553
Fax: 580-227-2822

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Thank you so much for the assistance with our policies! When I received the renewal notice from Travelers I immediately knew we were going to have to do something different, but just had not had time to call you. But you were "on it" and I so appreciate it! Even with insurance, my husband’s medical bills are staggering, so yes, we need to save money any way we can. Thank you for the great customer service --that is exactly why we do business with the Eitzen Agency!
M. Campbell