Property Insurance. This coverage helps insure your company assets, such as buildings, stock, inventory, equipment and furnishings.

General Liability Insurance. Your mistakes might cause property damage or bodily harm to others, such as your customers. When these incidentsoccur, your policy can help you compensate that party if they sue you for their losses.

Business Interruption Insurance. If an unexpected accident forces you to halt operations temporarily, then this coverage can help you pay overhead expenses until you reopen.

Commercial Auto Insurance. Vehicles owned by your business must adhere to state auto insurance laws. You can use this plan to help cover the costs of wrecks or other hazards.

Professional Liability Insurance. When your professional mistakes or advice cause a client financial harm, this coverage pays for your recovery costs.

Builder’s Risk/Inland Marine Insurance. Projects in progress, and the materials associated with them, will have coverage against such perils as fires, vandalism and severe weather damage.

Workers’ Compensation Insurance. You will likely be required to buy this coverage. It helps you compensate employees for medical expenses and lost wages after an on-the-job injury or illness.

Surety Bonds. A surety bond is a legal guarantee that obligates you to repay your clients if you fail to meet the obligations guaranteed by your contract.

Equipment Insurance. To protect employee equipment and other essential items, you will need to make sure they have the appropriate coverage.