Church Insurance
Church Insurance Information
Church Insurance for Kansas and Oklahoma 
Places of worship are pillars of their communities and open their doors to countless people every day. However, they are not for-profit businesses. They must protect their property and financial assets as effectively as possible. Various insurance options will provide the critical assistance that they need.
Churches throughout Oklahoma and Kansas trust Eitzen Agency with all their insurance needs. We can help leaders of congregations both big and small determine the policy options that are best for them. We’re also committed to helping you find the policy that is most affordable, so don’t hesitate to trust us to find the perfect solutions for your security needs.
Common Church Insurance Questions
What Does Church Insurance Cover?
Problems can occur in places of worship at any time. These might be lawsuits, property damage, loss of possessions or other serious events. Any of these accidents might be costly, and since your church’s financial reserves are often limited, this coverage can prove instrumental in helping you cover the costs of these accidents. Therefore, your congregation can go on despite a temporary setback.
What Type of Insurance Does a Church Need?
Churches are a lot like other businesses, which is why many of their insurance policies will look a lot like the average business insurance plan. However, your benefits can include numerous more specific plans that are customized to address unique liabilities. Essential coverage you might need includes:
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General Liability Insurance: Covers the church in case its actions or negligence cause property damage or bodily injuries to other parties, like parishioners.
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Commercial Auto Insurance: When the church owns vehicles, this coverage will provide the requisite physical damage, liability and other benefits to help it afford the costs of wrecks or other hazards.
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Workers’ Compensation Insurance: If an employee gets hurt on the job, then they are often eligible for workers’ comp. It will provide them supplementary income during their recovery.
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Counselors Protection (Professional Liability) Insurance: Church leaders will consistently provide advice and guidance. You can’t guarantee that something bad won’t occur, no matter how well-intentioned your actions. If it does, then this coverage can help your church compensate the affected person.
Of course, you will also likely need other benefits, such as:
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Directors & Officers Insurance
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Educators Legal Liability Insurance
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Umbrella Liability Insurance
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Cyber Liability Insurance
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Mass Casualty/Shooting Insurance
Additionally, you might also offer your employees group health, life and other wellness benefits. Our agents will help you determine which of these plans are best for both your workforce’s needs.
How Much Does Church Insurance Cost?
There are multiple factors that can influence and individual congregation’s church insurance premiums. However, we fully understand that all of our clients want to get the plans that are optimized to offer them both the best benefits and the best costs.
That’s why we’re committed to working with you to research and compare the plans that are in your organization’s best interest. Our network of carrier partners offers customizable but affordable plan options that are easily maintained through the years.
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