FRIDAY, MAY 21, 2021
Securing Your Farm Before a Storm
Severe weather might be predictable, but it is still very hard to gauge exactly how severe a storm might be until it is over. It’s also hard to know exactly how much your farm will suffer as a result. Therefore, you need to spring into action as soon as a severe storm watch arises.
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Secure any agricultural stores to make sure they won’t spoil if you lose power.
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Ensure that your buildings are strong and insulated. The structural safety of these buildings can reduce the risk of severe damages. Make sure that there aren't fire risks in the buildings.
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During severe weather, move livestock indoors. Keep them away from danger as best you can. Also make sure that you give animals any food or water to keep them calm and secure during the worst of the storm.
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Before storms, make sure you have a detailed inventory of your livestock and crop value. This inventory can help account for any missing animals or damaged crops afterwards.
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Store machinery in safe places that can insulate it from the storm. Make sure that you keep your machinery insured and maintained.
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Consider what weather most affects your farm. This can help you tailor your insurance policy to best meet your needs.
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Protect your assets in a responsible way when weather is good. If you negligently maintain your farm, you could have a hard time getting insurance to cover storm damage claims.
Still, your insurance will be a benefit regardless of how much of your property gets damaged in a storm. Generally you will need a couple of crop insurance benefits known as crop-hail insurance and multi-peril crop insurance. Crop-hail coverage specifically covers hail damage, while multi-peril coverage is more expansive, and protects crops damaged by extreme conditions. Livestock coverage will apply specifically to your animals.
For help getting the right policy, just contact our agents today. We’re here to help you get the best set of benefits to protect you in case of any loss of property.
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