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Home > Auto insurance for Oklahoma and Kansas | Eitzen Agency

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form

Auto Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Request ID Card for Auto Policy

Auto Insurance Information

Auto Insurance for Kansas and Oklahoma

Every driver needs car insurance. It exists to protect you against the incalculable and costly risks that you could encounter any time you get behind the wheel. Your car might sustain damage in a wreck, it might catch on fire or someone might try to steal it. Someone might sue you if you cause an accident that injures them or damages their property. In these and many other cases, car insurance can be an affordable resource that helps you avoid costly repair and recovery bills.

Thousands of drivers throughout Oklahoma and Kansas trust Eitzen Agency to help them get quality auto insurance products both easily and affordably. We’re committed to helping all drivers in all stages of life get a policy that will keep them protected and secure. Our promise to you is that you can trust us with all of your policy needs at all times.

Common Auto Insurance Questions

How Does Auto Insurance Work?

Cars are heavy machines that operate at high speeds. They are vulnerable to accidents and countless other hazards. No matter what causes damage to a car or injuries to its drivers, the results are likely to be costly.

Car insurance is designed to help the driver and vehicle owner afford their repair bills, cover their injury costs and protect themselves against numerous other losses. With it, you will have reassurance that you will be able to move on from these incidents without a big financial blow.

How Much Auto Insurance Do I Need?

From claims experience, our agency is a believer in higher limits of liability.

You don’t have the right auto insurance until you have a policy that is customized to you and your vehicle. Our agents will work with you to design the policy that will keep you and your car protected.

Your plan will likely need several different benefits, including:

  • Liability Insurance: When an accident is your fault, this coverage help you pay for the damage you do to others (like other drivers) who weren’t in the car with you.

  • Bodily Injury Liability Coverage: This plan pays for third-party medical bills and sometimes for death benefits.

  • Property Damage Liability Coverage:  Pays for damage to the other party’s property.

  • Collision Insurance: Covers damage to your own vehicle that you sustained in a wreck.

  • Comprehensive Insurance: Coverage pays for damage from non-accident mishaps like weather damage, fires, theft, vandalism or similar accidents.

  • Medical Payments Coverage/Personal Injury Protection: If you get hurt in an accident, this coverage can pay for your medical bills and sometimes will cover other losses, like lost income.

  • Uninsured/Underinsured Insurance: Insures you against damage caused by someone else who doesn’t have appropriate liability coverage. If you are the victim of a hit-and-run, for example, then this coverage can pay for your car’s damage.

There are many other types of coverage that you might be able to add into your policy, such as:

  • Roadside assistance

  • Rental car reimbursement

  • Custom parts coverage

  • Replacement cost vehicle coverage

  • Vanishing deductibles

  • Gap insurance

Please note: Both Kansas and Oklahoma drivers must carry auto insurance, by law. Each state requires the following minimum limits for its registered drivers:

Oklahoma:

  • $25,000 Bodily Injury Liability Coverage per person

  • $50,000 Bodily Injury Liability Coverage per accident

  • $25,000 Property Damage Liability Coverage

Kansas:

  • Liability Insurance

  • $25,000 Bodily Injury Liability Coverage per person

  • $50,000 Bodily Injury Liability Coverage per accident

  • $25,000 Property Damage Liability Coverage

  • Uninsured/Underinsured Motorist Coverage

  • $25,000 Bodily Injury Coverage per person

  • $50,000 Bodily Injury Coverage per accident

  • Personal Injury Protection (PIP or No-Fault)

  • $4,500/person for medical expenses

  • $900/month for one year for disability/loss of income

  • $25/day for in-home services

  • $2,000 for funeral, burial or cremation expense

  • $4,500 for rehabilitation expense

  • Survivor Benefits

  • Disability/loss of income up to $900/month for one year 

  • In-home services up to $25/day for one year

How Much Does Auto Insurance Cost?

Numerous factors can influence your auto insurance premiums. These might include your:

  • Vehicle’s value and annual mileage

  • History of accidents and infractions on your driving record

  • Chosen coverage limits and deductibles on your policy

  • Community of residence

  • History of insurance claims

But the auto insurer you choose can also influence your premiums. That’s why we’ll work with you to research and compare policies from numerous carriers, so that you can determine which plan offers you the most opportunities to save on the coverage that is right for you.

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Contact us Oklahoma Office
102 S. Main
Fairview, OK 73737

Phone: 580-227-2553
Fax: 580-227-2822

Kansas Office
122 N. Fowler
Meade, KS 67684

Ph: 620-772-4532
Fx: 580-227-2822
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