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Church Insurance

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Church Insurance Information

While many agents can offer a church insurance product, we believe that to insure your church properly, one needs to be knowledgeable on the specific needs of churches.

Our agents spend the majority of their time working with churches on their specific insurance needs. Ministries are different – that’s why there are so many churches for an individual to choose from for his spiritual needs. Why would a small rural church need the same policy as an urban mega-church? The ministries are different, therefore, the policies need to be customized. We also offer services that your church needs for risk management and life safety concerns.

Your church is NOT just a building...

A church is a worship center where people unite in a familiar, comfortable, safe environment. Individuals seeking spiritual guidance join together to form a familial bond. It is your ministry’s duty to maintain a safe and welcoming facility. Should disaster strike, a church insurance policy can protect the community physically and emotionally in times of need.

What types of church insurance are available?

Like other kinds of insurance, there are a variety of options to choose from in regards to church insurance. Most plans include property and liability coverage.

Property coverage protects buildings, signage, fences and contents from damage and theft. Some of the non-standard items that can be covered include, but are not limited to, the following:

  • Stained glass windows

  • Equipment breakdown, including electronics

  • Extra Expense

  • Personal property loss worldwide.

Liability coverage protects the ministry against claims of property damage or bodily injury that occur on church property or at a church-sponsored event. Enhanced liability coverage includes, but is not limited to, the following:

  • Personal injury liability

  • Pastoral Counseling Liability 

  • Specialized emotional injury liability

  • Sexual misconduct liability

  • Directors, officers and trustees officers liability

  • Employee practices liability

But there's more....

In addition to your property and liability coverage, you can add a variety of optional coverages so your policy is customized to your church’s needs.  We also offer Automobile, Workers Compensation, Umbrella, and Bonds.

If you would like more information on the ministry coverage we offer, give us a call or drop us an e-mail. We give you the personal service that you and your church expects. We don’t just sell you a policy and leave you with an 800 number to call to some far-away state when you need something.  We're a local independent insurance agent representing Brotherhood Mutual.  There is a difference!


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102 South Main | Fairview, OK 73737 | Ph: 580.227.2553 | Ph: 800.375.2553 | Fx: 580.227.2822 Powered by Insurance Website Builder

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